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Failing the SAFE Exam by a handful of questions costs you 30 days and hundreds of dollars.

Try 25 real SAFE-style questions free. See exactly where you stand in 3 minutes — then study only what moves your score.

Mapped to the official NMLS content outline
High-frequency question patterns identified
Made for first-time & repeat takers
PDF + Print-friendly

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SAFE MLO Practice Bundle - Study Guide, Practice Exams, and Digital Access

If studying feels overwhelming, you're not alone.

Here's what most test-takers struggle with:

"I'm memorizing everything"

The SAFE exam doesn't test everything equally. You're wasting hours on topics that rarely appear while missing the ones that show up constantly.

"The laws blur together"

TILA, RESPA, ECOA, HMDA—they all start to sound the same. Without targeted practice, you'll confuse which rule applies to which scenario.

"I missed by just a few questions"

The most common outcome? Failing by 5-10 questions. So close—but it means waiting 30 days, paying again, and starting over.

Our Method

The SAFE Frequency Method™

We analyzed years of exam patterns to identify exactly what gets tested most often—so you study smarter, not harder.

1

High-Frequency Focus

Our questions target the topics that appear most often on the real exam—not just random content.

2

Pattern Recognition

Practice the exact question formats you'll see—so nothing on test day feels unfamiliar.

3

Trap Awareness

Learn to spot the common tricks and distractors the exam uses to trip up unprepared takers.

See What You'll Practice

Real exam-style questions from the bundle. Answer keys included with full explanations.

FEDERAL LAW

Under TILA, which disclosure must be provided to a borrower within 3 business days of receiving a loan application?

A Closing Disclosure
B Loan Estimate
C HUD-1 Settlement Statement
D Truth-in-Lending Statement
ETHICS & COMPLIANCE

An MLO discovers a material error on a loan application after submission. What is the MOST appropriate action?

A Proceed without changes
B Wait for underwriting to catch it
C Immediately notify and correct the error
D Discuss with the borrower only
LOAN TERMS

What is the maximum DTI ratio typically allowed for a Qualified Mortgage under the ATR rule?

A 36%
B 41%
C 43%
D 50%

Sample questions shown. Full bundle includes 1,500+ exam-style questions with complete answer keys.

What Others Are Saying

Real results from real test-takers

"I was a career changer with zero mortgage background. Failed my first attempt by 8 questions. Used this bundle for 2 weeks and passed with room to spare."

R. Morales, CA

Passed on second attempt

"The 30-day study plan saved me. I was overwhelmed and didn't know where to start. Followed it exactly and passed first try in 3 weeks."

T. Williams, TX

Passed first attempt

"Being able to print and study on paper made all the difference. I learn better offline. The answer explanations helped me understand WHY, not just memorize."

M. Patel, FL

Passed first attempt

"Studied with just my 20-hour course and failed twice. This bundle finally showed me what I was missing—the tricky question formats they love to use."

K. Johnson, AZ

Passed on third attempt

"Worth every penny. I spent $400 on other prep courses that didn't help. This $89 bundle is what actually prepared me for the real questions."

S. Chen, NY

Passed first attempt

"I work full-time and have kids. The PDF format meant I could print sections and study during lunch breaks. Passed in 4 weeks of part-time studying."

L. Garcia, NV

Passed first attempt

Everything in the Bundle

One purchase. Lifetime access. No subscriptions.

Complete SAFE MLO Practice Bundle Contents

1,500+ Practice Questions

Comprehensive question bank covering every topic on the NMLS content outline.

10+ Full Practice Exams

Complete 125-question exams that mirror the real SAFE test format and difficulty.

MLO Glossary

Quick-reference guide for all key terms, acronyms, and definitions you need to know.

30-Day Study Plan

Day-by-day roadmap so you know exactly what to study and when.

Answer Keys by Topic

Organized answer explanations so you understand why each answer is correct.

Print-Friendly PDF

Optimized for printing. Study offline, on paper, your way. No login required.

12 Months of Updates

Free access to any content updates for a full year after purchase.

Is This For You?

This IS for you if...

  • You're preparing for the SAFE MLO exam for the first time
  • You've failed before and need better prep materials
  • You finished your 20-hour course and want more practice
  • You prefer studying with printed materials
  • You want to pass on your next attempt

This is NOT for you if...

  • You already passed your SAFE exam
  • You're looking for state-specific exam prep only
  • You want live coaching or video instruction
  • You need to complete your 20-hour pre-licensing course
  • You're not willing to put in the study time

7-Day Pass-Faster Guarantee

Try the bundle for 7 days. If it doesn't make your exam prep clearer and more focused, email us for a full refund. No hoops. No hassle.

Just email freemloexamprep@gmail.com within 7 days of purchase.

Get 1500+ Battle Tested Exam Questions and the Complete Bundle

One-time purchase. Instant download. Lifetime access.

Limited Time Offer
$169 $89

Save $80 today

  • 1,500+ exam-style practice questions
  • 10+ full-length practice exams
  • Complete answer keys with explanations
  • 30-day study plan + MLO glossary
  • Print-friendly PDF format
  • 12 months of free updates
  • 7-day money-back guarantee
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What failing once really costs

30+ days waiting to retest
Another exam fee
Lost income momentum
Restarting study from scratch

This bundle costs less than failing once.

Frequently Asked Questions

How fast do I get access?

Instantly. After your payment is processed, you'll receive a download link on the confirmation page and via email. No waiting.

Is this updated to the current SAFE exam?

Yes. Our content is aligned with the current NMLS content outline. We update the bundle when the exam changes, and you get 12 months of free updates.

Is this a PDF or a website?

It's a downloadable PDF bundle. You get multiple PDF files that you can save to your computer, tablet, or phone. No login or internet connection required after download.

Can I print it?

Absolutely. The PDFs are optimized for printing. Many students prefer to print sections and study with paper—we designed it for exactly that.

I already took a course—do I still need this?

Yes—this is designed as a supplement to your course. The 20-hour course teaches concepts, but this bundle gives you the practice you need to apply that knowledge on test day.

Does it help with state content?

This bundle focuses on the national SAFE exam (the Uniform State Test portion). State-specific content varies by state and isn't covered here—but most of the exam is national content.

How long do I have access?

Forever. Once you download the PDFs, they're yours to keep. You also get 12 months of free updates if we release new versions.

What if I want a refund?

No problem. Email freemloexamprep@gmail.com within 7 days of purchase and we'll refund you in full. No questions asked, no hoops to jump through.

Stop studying the wrong questions.
Start practicing what actually shows up.

Try 25 real exam questions free—or get the full bundle and start preparing the right way today.

Get the Full Bundle $89